Billingz
Built for freelancers who hate finance

Understand your money
in 30 seconds.

Billingz helps freelancers understand where they stand, what changed, and what to do next — without finance complexity, corporate jargon, or spreadsheet discipline.

No finance degree needed Built for solo operators MVP via Founder Circle
This is your runway
0.0
months left
No guessing. No finance language. Just clarity.
Pressure starts
in 12 days
Safe to spend
€3,200
4.1
months safe
€5.8k
cash available
30s
to clarity
Why freelancers feel out of control

This is not a finance problem. It is a visibility problem.

Most freelancers are not failing because they are stupid. They are failing because they cannot see what is real, what changed, and what is about to hit them.

01
You don't know how long your money lasts.

Your bank balance looks fine until one invoice is late and the whole month turns fragile.

02
You don't know what you can safely spend.

Every purchase becomes a guess because your real cash position and your obligations are mixed together.

03
You don't know what changed this week.

Money moves, subscriptions renew, clients delay, but there is no one place that makes the impact obvious.

04
You don't know if you are stable or slowly dying.

You keep working, but without a control layer you are reacting, not steering.

Billingz fixes visibility first. When you can finally see clearly, better decisions follow.

Start with clarity, not setup

The first interaction sells the whole product.

Billingz should feel useful before it asks for commitment. The onboarding exists to create the product moment fast: "I finally get it."

9:41
87%
Cash available
What's in your accounts?
Estimate is fine — everything you can spend today
5800
Your available cash
1
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0
← Back
Continue →

Step 1 — enter what you have

9:41
87%
You're safe for
4.1 months.
Based on €5,800 — €2,920/mo burn
Runs out on
Aug 18, 2025
Pressure starts
in 12 days
See what affects this →
Go to control screen

Step 2 — your result, instantly

Control layer

One place to see your position, movement, and next actions.

Billingz is not just invoicing. It is a control layer that turns disconnected money events into a clear operating picture.

9:41
87%
Billingz
JD
What changed today
Figma · Monthly plan renewed
Your runway dropped 0.2 months — −€45
4.1 months left
Based on €5,800 cash · €2,920/mo burn
Stable
Updates instantly
Pressure in 12 days
Actions
Invoice
Send to a client
Expense
Log spending
Income
Add received
Monthly
Set income
Cash
€5,800
Receivables
€3,200
Payables
€1,200
Payment received
Studio Noir · tracked
+€1,400
Invoice sent
Apex Labs · #INV-0043
€3,200
Expense paid
Figma · Monthly plan
−€45
Home
Activity
Invoices
More
Position

Cash, receivables, payables, and runway in one view instead of scattered across banking apps, email, and memory.

Movement

Every new payment, invoice, and expense changes the picture instantly so you know what changed today.

Decisions

The interface is built to push action: send, log, follow up, protect, and stabilise.

SafeGuard

See problems before they happen.

SafeGuard is not accounting. It is your financial control layer: scenarios, pressure signals, and actions that help you protect runway before the hit lands.

SafeGuard active
Financial control layer
Stable for now
Safe to spend
€3,200
Risk window
12 days
Runway
4.1 months
Depletion
Aug 18
Scenario engine
Income change+€0/mo
Cost change+€0/mo
Payment delay0 days
Projected runway4.1 months
Pressure signals
Invoice #INV-0043 overdue

Apex Labs · €3,200 · 12 days late

High client dependency

Studio Noir = 68% of your monthly income

Expense trend rising

Recurring costs up €340 vs last month

Cash runway still healthy

Currently above your 3-month safety threshold

Smart actions
✉️
Send payment reminder

Apex Labs · overdue €3,200

✂️
Review recurring costs

3 subscriptions unused this month

📈
Invoice a new project

€2,000 extends runway by about 0.7 months

Execution

Invoices, expenses, and activity — all connected.

Billingz is useful because the core actions are simple enough to use fast and structured enough to improve the control layer immediately.

Jane Doe Studio
VAT: NL123456789B01
IBAN: NL12 ABNA 0123 4567 89
[email protected]
Unpaid
#INV-0044
Bill to
Studio Noir
Due date
May 11, 2025
DescriptionQtyPriceTotal
Brand design1€1,200€1,200
Logo files1€200€200
Subtotal€1,400
VAT 21%€294
Total due€1,694
Generated with Billingz
9:41
87%
Add Expense
Amount
€45
Cash will decrease
Description
Figma · Monthly plan
💳 Paid now
⏰ Unpaid bill
Paid now — €45 deducted from cash balance immediately.
Log Expense →
Momentum

Stability that compounds over time.

Core gives structure. SafeGuard gives foresight. Momentum turns recurring visibility into stronger financial behaviour and stability.

01 — Core

Core

See your real position and run the basics without friction.

02 — SafeGuard

SafeGuard

Spot risk, model scenarios, and take stabilising action sooner.

03 — Momentum

Momentum

Build repeatable financial discipline, better timing, and more durable operating confidence.

The product moment

"I finally get it."

That is what Billingz should feel like. Not more finance. More control. Less guessing. Clearer next moves.