Billingz
The product, in detail

A control layer
for the way you actually work.

Billingz® turns scattered money events, invoices, expenses, and incoming/outgoing flows, into one clear operating picture. Below: how it works, screen by screen.

02 · Control screen

Position, movement,
and what to do, in one place.

The Control screen is the home of the product. Every visit answers three questions in seconds: where do I stand, what changed, and what's the next move.

NBA

Next Best Action, the single most useful move surfaced at the top, with consequence language.

CASH

Cash position + days safe, the headline number, always there. No charts. No noise.

MAP

Money Map (5 cells), Cash · Reserved · Free · Waiting · Expenses. The full picture in one glance.

STRIP

Three numbers. Overdue · Runway · Expected soon. Two seconds, full read.

02b · Web app

Same clarity,
full desktop workspace.

Billingz runs as a responsive web app. On a larger screen the layout opens into a full workspace - persistent navigation on the left, your Control surface and Money Map with more room to work.

app.billingz.com/money-map
03 · Money Map

Bank balance ≠ free cash.
Money Map shows the difference.

Five cells. One sentence. The truest read of where your money actually is.

01 · Cash
€12.4k

Total balance across your accounts. The starting point.

02 · Reserved
€1.2k

VAT and committed amounts. Looks like cash. Isn't.

03 · Free
€11.2k

Cash − Reserved. What you can actually spend.

04 · Waiting
€5.2k

Sent invoices. Money owed to you, not yet here.

05 · Expenses
€2.7k/mo

Recurring outflow. The pace at which Free cash erodes.

SAFEGUARD TIER · 30-day forecast

Where this lands in 30 days.

PROJECTED CHANGE +€2,480
Today
€7,240
+15 days
€8,890
+30 days
€9,720
04 · SafeGuard

Decision engine,
not a dashboard.

SafeGuard interprets activity. It doesn't just show data, it tells you what's worth attention and what to do about it.

Pressure signals

WATCH
Invoice INV-014 overdue
Apex Labs · €3,200 · 12 days late
High client dependency
Studio Noir = 68% of monthly income
Expense trend rising
Recurring costs up €340 vs last month
Cash runway healthy
Above your 3-month safety threshold
05 · Invoices

Pipeline.
Journey. Paid.

Every invoice has a status, a journey, and a runway impact. The system shows what is in progress, what has been received, and exactly what to chase next.

INV-LIST · PIPELINE

Invoice overview

See what is in progress and what has been received.

Pipeline 3
Received
All
INV-014OVERDUE 12d
Apex Labs · due May 11
€3,200
+11d runway when paid
INV-015SENT
Studio Noir · due May 28
€1,400
due in 18d
INV-016DRAFT
Northwind Co · prepared
€2,800
not sent
Total in pipeline €7,400
INV-DETAIL · JOURNEY

Invoice journey

Track from draft to paid.

OVERDUEINV-014
Apex Labs · Berlin
€3,200
12d late
Created
May 1 · 09:24
Sent
May 1 · 09:31 · viewed by client
Overdue
Due May 11 · still unpaid
Paid
Awaiting payment
SMART REMINDER
Send firm follow-up
2 reminders sent · 8d ago
Send →

The document itself

A compliant pro-forma - seller and bill-to blocks, line items, VAT handling, totals, amount in words, and full bank details with a SEPA QR. Ready to download as a PDF or send in one tap.

06 · Expenses

Capture by photo,
OCR, or import.

Every expense logged shows its impact on cash and runway immediately. VAT-aware categorization. Recurring detection. No accounting language.

VAT-aware

Inclusive/exclusive amounts, custom rates, country-specific rules.

Capture fast

Photo receipt, OCR scan, bank import, or quick manual entry.

Recurring

Detects patterns. Subscriptions surface in your monthly burn.

Impact-first

Every entry shows runway impact in days, not just euros.

07 · Product progression

From operations
to control.

Built as a progression, not just a tool. Each layer compounds retention and value.

LAYER 01

Core

Run the business
  • Invoices
  • Expenses
  • Overview
LAYER 02

SafeGuard

See what is coming
  • Cashflow visibility
  • Pressure alerts
  • Risk awareness
LAYER 03

Momentum

Build stability
  • Recurring revenue
  • Retainers
  • Consistency
NEXT LAYER

Control

Behavioral discipline
  • What you can spend
  • How long you can operate
  • Where you are exposed

* CONTROL PLANNED AS A FUTURE PRODUCT LAYER. CURRENT FOCUS: CORE → SAFEGUARD → MOMENTUM.

The product moment

"I finally get it."

That's what Billingz should feel like. Not more finance. More control. Less guessing. Clearer next moves.