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Pricing

Pick the question you need answered.

Start free. Each plan answers one more question about your money, and includes everything in the plan before it. Each one also tells you the moment when it is the right plan to choose.

Pay yearly or monthly. A year costs ten months, so two are free. All prices are net - VAT is not included and is applied according to your country.

Every business starts on the Free plan. Move up when your business needs more, and back down any time.

Step 1 of 4

Start

Free

Try the product

€0forever

Nothing to pay, nothing to enter

How long does my cash last?

  • Your runway, always visible
  • 3 invoices a month, 2 reminders each
  • Clients, expenses + receipts
  • Your accountant joins free
  • Ask Billingz: 5 conversations a month, up to 2 a day

The moment

Start here. See your runway before you commit to anything.

Join the waiting list
Step 2 of 4

Operate

Core

Run your business

€9/month

or €90/year · 2 months free

Net price · excl. VAT

Is everything invoiced, recorded and ready for my accountant?

Everything in Free, plus

  • Unlimited invoices and reminders
  • Bank import, recurring invoices and costs, bills read in
  • Profit and VAT totals, for your accountant
  • Accountant exports and report pack
  • Ask Billingz: 15 conversations a month, up to 3 a day

The moment

Choose Core when you send a fourth invoice in a month, or your accountant asks for the books.

Join the waiting list
Recommended
Step 3 of 4

Understand

Control

Gain clarity

€17/month

or €170/year · 2 months free

Net price · excl. VAT

How much of this money is really mine?

Everything in Core, plus

  • Cash Clarity: VAT and tax set aside, so you see what is yours
  • To collect: who owes what, by age
  • Risk indicators, client exposure and payment speed
  • Cost trends, income patterns and payment plans
  • Ask Billingz: 30 conversations a month, up to 4 a day

The moment

Choose Control when you wonder what is really yours to spend, or who still owes you.

Join the waiting list
Step 4 of 4

Anticipate

SafeGuard

Predict & avoid

€29/month

or €290/year · 2 months free

Net price · excl. VAT

Will I run short in the next 60 days?

Everything in Control, plus

  • Ahead: the next 60 days, day by day, with a warning before cash runs short
  • Per-invoice risk: on time, late or at risk
  • Alert when a supplier's bank account changes
  • Up to 3 team members, your approval above a limit
  • Ask Billingz: 50 conversations a month, up to 6 a day

The moment

Choose SafeGuard when a tax bill or a slow month is coming and you cannot afford a surprise.

Join the waiting list

Add-on · on any paid plan · in development

Momentum

On top of your plan · price announced at launch

Is the next month already sold?

What Core, Control and SafeGuard do for the money you have, Momentum does for the money you are about to earn: offers, retainers, what repeats, and what to chase. It adds to your plan; it never replaces it.

The moment

Choose Momentum when you send offers, work on retainers, or want next month sold before it starts.

In development

  • Offers with Accept online: accept, decline, ask for changes
  • Offers pipeline: sent, accepted, declined, and the open value next to your runway
  • Packages and a price list: saved once, one tap onto an offer or invoice
  • Retainers and what repeats, with renewal alerts 60 and 30 days before
  • When this happens, prepare that: the advance invoice, next month's invoice, the reminder, the thank-you note
  • A client page: their offers, invoices and a pay link in one place

Momentum adds to Core, Control or SafeGuard. Run the business, and sell the next month.

Every line of every plan is in the full comparison below.

Free plan · Nothing to pay · Upgrade any time

Compare

Every tier, side by side.

FeatureFreeCoreControl★SafeGuard
Invoices3/mo∞∞∞
Reminders / invoice2∞∞∞
Suggested reminder tone
Runway
Monday mirror
Ask Billingz, conversations a month5153050
Ask Billingz, maximum conversations a day2346
Accountant access, free
Money MapTeaserFullFullFull
Clients
Expenses + receipts
Split receipts, VAT per line
Bank importNot included
Recurring invoices + costsNot included
To collect, by ageNot includedNot included
Profit and VAT totalsNot included
Accountant exports + report packNot included
Invoice brandingYour logo + Billingz mark+ colors, mark optional+ colors, mark optional+ colors, mark optional
Cash ClarityNot includedNot included
Risk indicatorsNot includedNot included
Client exposure + payment speedNot includedNot included
Cost trends + income patternsNot includedNot included
Collections summary + payment recordNot includedNot included
Promises, payment plans + case fileNot includedNot included
Ahead + shortfall warningNot includedNot includedNot included60 days
VAT shown in every paymentNot includedNot includedNot included
Per-invoice risk scoringNot includedNot includedNot included
Tax safety netNot includedNot includedNot included
Supplier bank-change alertNot includedNot includedNot included
Team membersNot includedNot includedNot includedup to 3
Price / month€0€9€17€29
Price / year€0€90€170€290

Annual plans are billed once a year - two months free versus paying monthly. All prices are net - VAT or sales tax is not included and is applied according to your country. Charged in your local currency at checkout.

FAQ

Pricing questions, answered straight.

Why four tiers, not one or two?

Because running a business has stages, and a single tier would either overwhelm a beginner or starve an operator. Each tier maps to a real outcome: Start → Operate → Understand → Anticipate.

What's the difference between Core and Control?

Core lets you operate - unlimited invoices, expenses, reminders, reports. Control lets you understand - Cash Clarity, collections, payment speed, cost trends. Core runs the business; Control explains it.

Do the prices include VAT?

No. All listed prices are net prices - VAT is not included. VAT is applied on top according to the rules of your country and your VAT status. Business customers with a valid VAT ID may fall under reverse charge, depending on jurisdiction.

Can I really start for free?

Yes. Free is meant for trying the workflow. 3 invoices a month is enough to feel the system. When activity grows, the path to Core is obvious.

Why is SafeGuard the most expensive?

Because its job is to warn you before something goes wrong: Ahead, the next 60 days day by day with a warning before cash runs short, a risk level on every open invoice, a tax safety net that shows whether your tax money is still there, and an alert when a supplier's bank account changes, the usual shape of invoice fraud.

Can I move between tiers?

Yes. Each tier inherits everything below it. Upgrade when activity grows or when you want more visibility; nothing breaks if you do.

All questions