Pricing
Four tiers. One clear progression.
Start free. Operate when activity grows. Understand what your numbers mean. Anticipate what’s coming. Each tier inherits everything below it.
Monthly subscription, billed per month. Prefer to pay yearly? Each paid plan is also available annually for two months free. All prices are net - VAT is not included and is applied according to your country.
Billingz is currently in MVP development. Early access members get first access, founder pricing, and priority when onboarding opens.
Tier 0 → Start
Free
Try the product
No card required
- 3 invoices per month
- 2 reminders per invoice
- Basic client profile
- Money Map teaser view
- Billingz badge on invoices
Tier 1 → Operate
Core
Run your business
or €90/year · 2 months free
Net price · excl. VAT
Everything in Free, plus
- Unlimited invoices
- Unlimited reminders + history
- Full expense tracking
- Client management
- Accountant-ready reports
Tier 2 → Understand
Control
Gain clarity
or €170/year · 2 months free
Net price · excl. VAT
Everything in Core, plus
- Cash Clarity · VAT, reserves, free cash split
- Runway insights
- Risk indicators
- Client exposure view
- Trends + collections summary
- Suggested reminder tone
Tier 3 → Anticipate
SafeGuard
Predict & avoid
or €290/year · 2 months free
Net price · excl. VAT
Everything in Control, plus
- SafeGuard automation
- Automatic VAT reserving
- Per-invoice risk scoring
- Predictive insights
- 30-day forecast + alerts
- Behavior patterns
Early access · Founder pricing · Priority onboarding
Compare
Every tier, side by side.
| Feature | Free | Core | Control★ | SafeGuard |
|---|---|---|---|---|
| Invoices | 3/mo | ∞ | ∞ | ∞ |
| Reminders / invoice | 2 | ∞ | ∞ | ∞ |
| Expense tracking | Not included | |||
| Client management | Basic | Full | Full | Full |
| Accountant exports | Not included | |||
| Cash Clarity | Not included | Not included | ||
| Runway insights | Not included | Not included | ||
| Risk indicators | Not included | Not included | ||
| Client exposure view | Not included | Not included | ||
| Auto VAT reserving | Not included | Not included | Not included | |
| Per-invoice risk scoring | Not included | Not included | Not included | |
| 30-day forecast | Not included | Not included | Not included | |
| Behavior patterns | Not included | Not included | Not included | |
| Price / month | €0 | €9 | €17 | €29 |
| Price / year | €0 | €90 | €170 | €290 |
Annual plans are billed once a year - two months free versus paying monthly. All prices are net - VAT is not included and is applied according to your country.
FAQ
Pricing questions, answered straight.
Why four tiers, not one or two?
Because running a business has stages, and a single tier would either overwhelm a beginner or starve an operator. Each tier maps to a real outcome: Start → Operate → Understand → Anticipate.
What's the difference between Core and Control?
Core lets you operate - unlimited invoices, expenses, reminders, reports. Control lets you understand - Cash Clarity, runway, risk indicators. Core runs the business; Control explains it.
Do the prices include VAT?
No. All listed prices are net prices - VAT is not included. VAT is applied on top according to the rules of your country and your VAT status. Business customers with a valid VAT ID may fall under reverse charge, depending on jurisdiction.
Can I really start for free?
Yes. Free is meant for trying the workflow. 3 invoices a month is enough to feel the system. When activity grows, the path to Core is obvious.
Why is SafeGuard the most expensive?
Because it does work for you instead of just showing data. Auto VAT reserving, per-invoice risk scoring, and 30-day forecasting move from observation to anticipation.
Can I move between tiers?
Yes. Each tier inherits everything below it. Upgrade when activity grows or when you want more visibility; nothing breaks if you do.
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