Billingz
The product, in detail

A control layer
for the way you actually work.

Billingz® turns scattered money events, invoices, expenses, and incoming/outgoing flows, into one clear operating picture. Below: how it works, screen by screen.

01 · Onboarding

Useful before it asks for commitment.

The first interaction sells the whole product. Billingz exists to create the moment fast: "I finally get it."

STEP 01

Enter what you have.

One number, your available cash. No bank linking. No spreadsheets. No setup ceremony.

9:41CASH ENTRY
WHAT'S IN YOUR ACCOUNTS?
Estimate is fine, everything you can spend today
5,800
YOUR AVAILABLE CASH
1
2
3
4
5
6
Continue →
STEP 02

Get your result, instantly.

Runway, depletion date, pressure window, calculated from one input. The product moment happens here.

9:41RESULT
You're safe for
4.1 months.
Based on €5,800 — €2,920/mo burn
Runs out on
Aug 18, 2025
Pressure starts
in 12 days
See what affects this →
02 · Control screen

Position, movement,
and what to do, in one place.

The Control screen is the home of the product. Every visit answers three questions in seconds: where do I stand, what changed, and what's the next move.

NBA

Next Best Action, the single most useful move surfaced at the top, with consequence language.

CASH

Cash position + days safe, the headline number, always there. No charts. No noise.

MAP

Money Map (5 cells), Cash · Reserved · Free · Waiting · Expenses. The full picture in one glance.

STRIP

Three numbers. Overdue · Runway · Expected soon. Two seconds, full read.

9:41CONTROL
Next best action
Send reminder for INV-014
Apex Labs · €3,200 · 12 days late → recovers 11 days of runway
You're safe for 54 days.
Trend suggests you stay in control
€12,400
cash position · EUR base
UPDATE
Money mapDETAIL →
Cash
€12,400
Reserved
€1,200
Free
€11,200
Waiting
€5,200
Expenses
€2,720/mo
Overdue
€3,200
1 invoice
Runway
54d
days of room
Expected
€5,200
next 14d
03 · Money Map

Bank balance ≠ free cash.
Money Map shows the difference.

Five cells. One sentence. The truest read of where your money actually is.

01 · Cash
€12.4k

Total balance across your accounts. The starting point.

02 · Reserved
€1.2k

VAT and committed amounts. Looks like cash. Isn't.

03 · Free
€11.2k

Cash − Reserved. What you can actually spend.

04 · Waiting
€5.2k

Sent invoices. Money owed to you, not yet here.

05 · Expenses
€2.7k/mo

Recurring outflow. The pace at which Free cash erodes.

SAFEGUARD TIER · 30-day forecast

Where this lands in 30 days.

PROJECTED CHANGE +€2,480
Today
€7,240
+15 days
€8,890
+30 days
€9,720
04 · SafeGuard

Decision engine,
not a dashboard.

SafeGuard interprets activity. It doesn't just show data, it tells you what's worth attention and what to do about it.

Pressure signals

WATCH
Invoice INV-014 overdue
Apex Labs · €3,200 · 12 days late
High client dependency
Studio Noir = 68% of monthly income
Expense trend rising
Recurring costs up €340 vs last month
Cash runway healthy
Above your 3-month safety threshold
9:41SAFEGUARD
CASH PRESSURE · WATCH
Watch level
attention recommended.
2 recurring costs land before INV-014 clears
Pressure
60/100
EXPOSED
Discipline
85/100
STRONG
Runway
54d
SAFE
DO THIS NOW
Send firm reminder for INV-014 →
05 · Invoices

Pipeline. Journey.
Reminder system.

Every invoice has a status, a journey, and a runway impact. The system tells you what's working and what needs a nudge.

INV-LIST

Pipeline view

Pipeline 3
Received
All
INV-014 OVERDUE 12d
Apex Labs · due May 11
€3,200
+11d runway when paid
INV-015 SENT
Studio Noir · due May 28
€1,400
due in 18d
INV-016 DRAFT
Northwind Co · prepared
€2,800
not sent
Total in pipeline
€7,400
INV-DETAIL

Invoice journey

OVERDUE
INV-014
Apex Labs · Berlin
€3,200
12d late
Created
May 1 · 09:24
Sent
May 1 · 09:31 · viewed by client
Overdue
Due May 11 · still unpaid
Paid
Awaiting payment
SMART REMINDER
Send firm follow-up
2 reminders sent · 8d ago
Send →
06 · Expenses

Capture by photo,
OCR, or import.

Every expense logged shows its impact on cash and runway immediately. VAT-aware categorization. Recurring detection. No accounting language.

VAT-aware

Inclusive/exclusive amounts, custom rates, country-specific rules.

Capture fast

Photo receipt, OCR scan, bank import, or quick manual entry.

Recurring

Detects patterns. Subscriptions surface in your monthly burn.

Impact-first

Every entry shows runway impact in days, not just euros.

9:41EXPENSE ADD
Amount
€45.00
CASH WILL DECREASE
Description
Figma · Monthly plan
Net
€37.19
VAT 21%
€7.81
Paid now
Unpaid bill
Runway impact
Cuts runway by 0.5 days
Log expense →
07 · Product progression

From operations
to control.

Built as a progression, not just a tool. Each layer compounds retention and value.

LAYER 01

Core

Run the business
  • Invoices
  • Expenses
  • Overview
LAYER 02

SafeGuard

See what is coming
  • Cashflow visibility
  • Pressure alerts
  • Risk awareness
LAYER 03

Momentum

Build stability
  • Recurring revenue
  • Retainers
  • Consistency
NEXT LAYER

Control

Behavioral discipline
  • What you can spend
  • How long you can operate
  • Where you are exposed

* CONTROL PLANNED AS A FUTURE PRODUCT LAYER. CURRENT FOCUS: CORE → SAFEGUARD → MOMENTUM.

The product moment

"I finally get it."

That's what Billingz should feel like. Not more finance. More control. Less guessing. Clearer next moves.