Building the MVP.
Round open.
Billingz® is a financial clarity system for EU freelancers and SMEs. The MVP is in active development, distribution loops are designed into the product, and the round is open at €2.8M pre-money.
Billingz EOOD · Sofia, Bulgaria · Reg. No. 208766693 · VAT, OSS, EU-ready
v1
Bulgarian-incorporated SaaS · EU-compliant structure · MVP build founder-funded.
Visibility is not enough.
Freelancers see activity.
They don't know what to do.
Billingz defines the control layer. It's not another invoicing tool, it's a system that connects money in, money out, and what it means for the business.
Freelancers in Europe. No system gives them financial control.
The tools exist.
A system doesn't.
Records the past.
Move money.
Create documents.
Provides financial control.
DIRECT CONVERSATIONS
"Freelancers don't lack tools, they lack visibility and financial discipline."
Three signals from market validation: (1) positioning resonates instantly · (2) fragmentation is a consistent pain point · (3) value is understood without explanation.
Already in build.
Founder-funded.
The MVP is in active development, funded by the founder. Below: the scope of v1, what's already in build, and what's coming next.
Invoicing
Compliant invoices, recurring schedules, automatic reminders, branded PDFs, collections.
Expenses
Capture by photo, OCR scan, or import. VAT-aware categorization. Recurring detection.
Control & Money Map
Live cash clarity, pressure & discipline scores, 30-day forecast, SafeGuard signals.
SaaS
fundamentals.
Efficient unit economics supported by product-led and accountant-driven distribution.
Three phases.
Compounding economics.
€700K, deployed for
distribution and product depth.
The MVP build is funded by the founder. This round funds the move from MVP to launch, validation with first users, and the build-out of the SafeGuard, Momentum, and Control layers.
- →Launch and validate with first paying users
- →Conversion from usage to subscription revenue
- →Activation of built-in distribution loops
- →Path to break-even (~3,300 users at base ARPU)
Build and extend Core → SafeGuard → Momentum → Control layer.
Activate embedded loops (invoices, accountants, referrals).
Lean execution: ops, coordination, support.
VAT, OSS, EU readiness.
Why €2.8M pre-money.
Early-stage SaaS in EU typically priced at €2M–€6M pre-seed. Strong operators with proven track record trend toward upper range. Vertical SaaS with clear monetization sits at premium positioning.
Base case:
4–8× return.
Upside driven by ARPU expansion, multi-user adoption, and accountant channel scaling. Expansion to 20K+ users or higher ARPU tiers significantly increases valuation potential.
Built by
operator experience.
Leads product direction, fundraising, and go-to-market. Combines operational background with deep domain knowledge of SME finance and freelancer workflows.
Names of external collaborators disclosed under NDA.
From MVP
to scale.
Each phase compounds retention and revenue per user.
Founder-funded build
Invoicing + expenses + real-time dashboard in active development. Built without external capital.
SafeGuard
Cashflow visibility and risk alert layer. The "I finally get it" tier.
Momentum
Recurring revenue and business stability layer.
Expansion · EU → USA
EU-first rollout, then US with light compliance model.
Control
Behavioral layer for financial discipline and awareness, what you can spend, how long you can operate, where you are exposed.
Less of the
usual unknowns.
Funded by the founder. Round funds the move from MVP to launch, not engineering catch-up.
Legal entity, brand system, platform, and compliance structure ready.
50+ direct conversations confirmed positioning, pain point, and value comprehension.
Product narrowly addresses control. Not trying to be accounting software, banking, or payment processing.
€700K round open.
Let's talk.
The full deck includes 22 slides covering product, market, distribution, unit economics, valuation logic, and roadmap. Direct outreach welcomed.
From clarity to control.